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SAYE bonus rates updated

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Save As You Earn scheme bonus rates are automatically adjusted following a change to the bank base rate, in accordance with the bonus rates automatic mechanism. As a consequence of the 0.25 percentage point base rate cut in August 2025, the following bonus rates will apply for SAYE contracts taken out on or after 22 August 2025:

  • 3-year bonus rate: 0.5;
  • 5-year bonus rate: 1.5;
  • early-leaver rate: 0.67%.

The bonus rates are multiples of one monthly contribution.

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